AAA Auto Insurance
The AAA Auto Insurance company offers more than just the well known roadside assistance. With triple AAA insurance you can pretty much get all of your car insurance needs met in one place and with a company that's been around for years.AAA car insurance offers not only road service, but they also offer help with buying or leasing a car and dealing with repairs and maintenance services.
AAA car insurance can also provide you with driver safety information and courses as well as other tools and resources. Some people don't realize that AAA also offers personal car insurance, homeowner's insurance, motor home insurance, motorcycle insurance, boat insurance, personal umbrella and travel insurance.When you go to the AAA Auto Insurance site and input your zip code, you'll be able to find out exactly what type of services are available from the AAA Clubs in your area.
Now let's talk about the ever-popular and most well-known coverage offered by AAA - their Auto Club for roadside assistance.
The popular Triple AAA Insurance road service is available 24/7 and was created to help you when the qualified vehicle you are either driving or traveling in stops working.
My family has had to take advantage of AAA Auto Insurance Club help on more than one occasion. It's great to have it to rely on as a back-up when needed.With your membership, road service will be provided without charge from the nearest available service provider. As a AAA member, you can have your car towed or get battery assistance, tire change, lockout service, gas delivery, and more.What’s more is that your AAA membership protects you in a registered, qualified vehicle that you are traveling or operating.
Please note: AAA-branded auto insurance is NOT provided through a single company.In fact, AAA-branded insurance is offered through dozens of different, independently-owned insurance companies, each affiliated with one or more of the 41 AAA motor clubs in the United States.
Because these insurance companies are independently owned and operated, the types of insurance and the services offered by each of the companies vary.
Your AAA Club membership offers you up to four (4) Roadside Assistance procedures per membership for each membership year. When AAA arrives, they will ask if you were with the vehicle at the time of the wreck and when the service vehicle arrived. This helps guarantee your identification, well-being and protection. You will also need to have a legitimate membership card and identification when a representative arrives. Service might involve an effort to make the vehicle work. Roadside Assistance benefits cannot be transferred.The following vehicles qualify: Basic / Plus - legally registered light passenger vehicles (i.e. sedans, SUV's , Mini-vans and pickup trucks up to 1 ton capacity). Vehicles have to be able to be safely approachable from a generally traveled road or a recognized access road, like a road that is taken care of by the county.
Dual-wheel light passenger vehicles are entitled to all services excluding in the interior of the tire. Rented passenger and business vehicles, within dimension confines mentioned above, apart from cabs and limousines, qualify for roadside assistance.
Plus RV / Motorcycle - legally registered motor homes, pickup trucks with campers, travel trailers and motorcycles. Vehicles must be able to be safely accessed from a normally traveled road or an established thoroughfare, such as a county-maintained road.
Non trailers like utility, animal, watercraft, dirt bike, yard equipment, ATV, and vehicle trailers are not included. The following basic services will be supplied to make your automobile work again:
- Minor/temporary mechanical alterations will be performed in an effort to allow your vehicle to function safely under its own power.
- A battery boost will be given to try to get your car going.
- If your vehicle’s spare tire is inflated and serviceable, it will be put in place of a flat tire. If no inflated spare is on hand, the vehicle will be towed.
- A limited supply of gas will be brought to your vehicle to help you to reach the closest open gas station. You may have to pay the current gas price, based on which AAA club region you are in when service is provided.
- If all else fails, your vehicle will be towed to the place delivering the service, or at least 4 miles one way from the place of the accident for free.
- If your keys are locked inside your vehicle, assistance will be sent to access entrance. If the service provider cannot get in, a locksmith will be called and assistance up to $50 worth will be supplied.
- Your vehicle will be removed/ hauled once it can be safely reached from a usually traveled road. Extra operating costs may be charged if particular equipment or staff is necessary.
The following plus benefits are also available in order to make sure that your car can be driven.Entitled AAA Auto Insurance members can get one of the following benefits when a journey away from home is interrupted due to a crash that is at least 100 miles away from your home. The accident does have to be reported to law enforcement (and/or your insurance company). AAA Auto insurance club members will be reimbursed for up to $700 for one of the following if these costs are sustained within 48 hours after the accident:
- Maximum 7 day rental of a substitute vehicle to your ultimate destination from the site of the accident;
- Lodging and meals in the area of the accident while your eligible vehicle is getting fixed
- Commercial means of transport to one destination from the place of the catastrophe.Compensation ought to be requested within 90 days of the accident and association has to be active with AAA Colorado.
Go to the AAA Auto Insurance website if you want to join. Member benefits start immediately. You can download and print your new membership card online. Your membership will be good for a year from the date you join. Just remember – the coverage only insures you as the driver or passenger, not the vehicle.
Do you have any personal experience as a AAA Club Member? If so, tell us about it, good or bad! Your experiences can serve as an honest review for other consumers interested in whether or not they should consider AAA themselves.
Most people hate spending money on auto insurance. But if you have to spend the money, you want to be sure you are getting the best deal possible.You expect good customer service, prompt attention to claims, and help when you need it. Are you getting this from your automobile insurance provider?Praise or punish your insurance company here. Your input will be a help to future insurance consumers who want honest opinions rather than the company line. Go ahead, rant or rave!
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