one day car insurance

It is a policy that can cover you for just one day. You may need this type of cover if you are:

  • Moving house

  • Test driving a car

  • Sharing driving for a long trip

If you want to drive someone else's car you could have yourself added to their policy instead.

Short term insurance is priced per day so try not to buy cover for longer than you need.

If know you will only use a car for 24 hours you should always get a short term car insurance policy, rather than buying annual cover and cancelling it.

You will be charged a fee of as much as £70 to cancel your policy, so it will always be cheaper to buy a short term one day policy.

However if you need short term cover for longer, for example one or two months, it can be cheaper to cancel an annual policy. This guide includes an example of when cancelling a policy could cost less than temporary car insurance.

Do you need short term car insurance?

When looking for cheap one day cover be aware that every policy has its own acceptance requirements. Before you apply you should check:

  • The minimum age you need to be to take out a one day policy.

  • The maximum vehicle value you can get cover for. Any vehicle costing over this amount will not be covered.

  • The standard excess that is payable by you in the event of a claim. Here is more on how car insurance excess works.


What happens if I do not have car insurance?


It is illegal to drive in the UK without insurance it and you could face a fixed fine, six points on your licence and your car being seized and destroyed.


What does car insurance cover?


It can cover damage to your and another driver's car after an accident. It can also cover theft, vandalism, fire and more.

Category: Auto Insurance

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