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The financial responsibility law in Ohio requires all automobiles to have insurance, and for all of those vehicles to have proof of insurance. Given these two stipulations, consumers can still find cheap and affordable auto insurance in Ohio. One of the keys to accomplishing this is getting multiple free quotes and shopping around as well as having a solid understanding of what coverages are required. To meet the bare minimum requirements for an auto insurance policy in Ohio, a consumer must have injury liability coverages for one person of at least $12,500, injury liability coverage for two or more people of $25,000, and property damage liability coverage of $7,500. Once met, a consumer that purchases this policy is square with the law, however it is recommended that consumers get more than basic coverage or purchase additional items such as rental car or injury protection coverage. The choice is up to you, and there are many factors to consider beyond price and driving record. Finding the best and most affordable auto insurance in Ohio can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Ohio. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Buckeye State.
Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Ohio one must understand what coverage they need. Ohio is not a no fault state that does not require protection for uninsured motorists or Personal Injury Protection (PIP) to be a part of your policy
In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Ohio the minimums are 25/50/25. The numbers are in thousands of dollars.
Where to Find Cheap Car Insurance in Ohio
Best Ohio Auto and Car Insurance Companies
Category: Auto Insurance