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Car Loss and Damage Insurance - Frequently Asked Questions

Vehicle exclusions include full sized sport utility vehicles, trucks, off-road vehicles, pick-ups, cargo vans, full-sized vans, customized vehicles, vehicles used for hire or commercial purposes, antique cars, limousines, sport/utility vehicles when driven "off-road", motorcycles, mopeds, recreational vehicles, golf or motorized carts, campers, trailers, any other vehicle which is not a Rental Vehicle and exotic cars as described in the Terms and Conditions. Cars with an original manufacturer’s suggested new retail price of US $50,000 or more are not covered.  For Platinum Card® and Delta Reserve Card Members, cars with an original manufacturer’s suggested new retail price of US $75,000 or more are not covered.  In order to make sure your vehicle is eligible for Car Rental Loss and Damage Insurance, please visit americanexpress.com/CRLDIterms and look at exclusions under the Car Rental Loss and Damage Insurance policy associated with your Card. For Centurion® Members, please see americanexpress.com/CenturionCRLDITerms. 

For OPEN Card Members, vehicle exclusions include full sized sport utility vehicles, off-road vehicles, exotic cars, cargo vans, full-sized vans, customized vehicles, vehicles used for hire or commercial purposes, antique cars, limousines, , sport/utility vehicles when driven "off-road", motorcycles, mopeds, recreational vehicles, golf or motorized carts, campers, trailers and any other vehicle which is not a Rental Vehicle. Cars with an original manufacturer’s suggested new retail price of US $50,000 or more are not covered.  For Business Platinum Card® and Business Delta Reserve Card Members, cars with an original manufacturer’s suggested new retail price of US $75,000 or more are not covered.   In order to make sure your vehicle is eligible for Car Rental Loss and Damage Insurance, please visit americanexpress.com/CRLDIterms and look at exclusions under the Car Rental Loss and Damage Insurance policy associated with your Card. For Business Centurion® Members, please see americanexpress.com/BusinessCenturionCRLDITerms.


Category: Auto Insurance

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