No Obligation, Online, Florida Auto Insurance Quotes
How to Choose the Best Auto Insurance Companies in Florida
Companies in Florida are not all created equal. If you want to find the best auto insurance companies in Florida, you will need to choose with care and this means performing careful comparison-shopping in order to select firms with great business reputations.
In addition to finding the right company, you will need to ensure that you select a great policy that gives you your preferred level of coverage and that this sort of policy won’t be too expensive for your needs.
Once you’ve taken care of a little homework and research online, you should feel more confident as you move forward with the process.
Comparison-shopping Tips for Prospective Buyers
The best companies in Florida have online presences. They operate official websites which typically feature loads of practical information about their policies, services and premiums. By checking out these firms, you’ll be ready to make the most of your next policy. Without performing adequate due diligence before a policy purchase, you may not get the level of coverage that you need, for a price that you can really afford.
The next step is checking out the different policies which are offered at the companies in Florida. Any company that you work with should have a strong ranking at the Better Business Bureau, whether it is a large, mid-sized or small firm. In addition, the company should offer affordable policies, whether they are basic or comprehensive.
However, it’s really pretty easy to compare policies and premiums, as you may find out information about the cost of prospective policies by utilizing online quote calculators or by asking for premium information (via the contact information which is found at the Contact Us pages of the provider).
Higher Levels of Coverage Offer More Protection
Florida has some of the highest auto rates in the country, so it can really pay to shop around for the lowest priced policy. Car insurance policy rates vary widely from one company to the next, even when comparing policies in the same city. The low cost auto coverage Florida drivers want can depend on other factors besides the underwriter, so wise consumers should educate themselves on ways to pay as little as possible while still getting the coverage they need.
There Are Many Insurers In Florida Offering Many Different Policies
There are over twenty-five different companies offering coverage in the state of Florida. If you’re looking for low cost auto insurance, Florida is very high on average, but where in Florida you live can make a big difference. For a family of four, with two late model cars, typical premiums can vary from a low of $540 in Gainesville to a high of $1325 in Miami. The average cost for insuring a car in Florida is around $1000 if you average the rates for the thirty largest metropolitan areas.
On average, rates are slightly more expensive for men than for women. While men should expect to pay around ten percent more than women for the same policy, rates can vary between insurers, and some insurers offer lower rates to men for the same policy. Older drivers also can expect around a ten percent premium savings over younger drivers, but that also varies with the insurer chosen. These differences point out the importance of the shopper to be informed about rates in general, and to shop around for the best rates with a variety of insurers to make sure they don’t overpay.
Know What’s Required For Car Insurance Before You Shop Around
It’s important when you’re shopping for auto […]
Getting coverage has never been easier thanks to the internet. In fact, online it takes less than 10 minutes through some our online quote system. This reduces the excuses for drivers in the states to not have legal coverage. Getting Florida online auto insurance quotes is quick, simple, and could ultimately save you a great deal of financial suffering and inconvenience. Accidents without coverage can be overwhelming expensive, including medical bills, vehicle replacement costs, pain and suffering money and other charges.
No. 1: Even if you do Not Have coverage, you are Still Liable for Damages and Injuries
Just because a driver does not have auto insurance does not mean they will not be held responsible for an accident deemed their fault. It certainly does change the dynamic of a lawsuit but it does not excuse liability. However, instead of a payout and a premium spike, drivers are looking at the possibility of thousands and thousands of dollars in bills. In fact, the medical bills alone for an injured driver are staggering. This does not even mention having to replace a totaled vehicle or even repair one that is just battered. In total, either way, uninsured drivers are risking their financial stability to simply avoid a premium.
No. 2: It will make you “High Risk” for the Rest of your Driving Career
Driving without coverage, even for a short period of time, will make a high risk candidate for future providers. It is illegal, so you will be seen as someone who does not set much stock in following the law, and it shows a level of irresponsibility that will allow providers to charge you more down the line when you decide to go back to driving legally. You will be deemed a “high risk” driver and will see all of your premiums shoot drastically upward. Sometimes even almost doubling depending on the company […]
Speeding racers are far more very likely to get ticketed inside the Sunshine Government when compared to in every some other state, based on a brand new research.
In 2011, Florida authorities handed out 17,995 non-criminal traffic citations for speeding above the posted limit, and additionally some sort of extra 6,132 citations for driving too fast for road circumstances, according to data from all the Florida Highway Area of Highway Safety and also Motor Vehicles.
Georgia and additionally Nevada happened to be fastened for the second probably government to get slapped through a speeding ticket. These people were followed by Texas, Alabama, Missouri, Brand new York, Northern Carolina, Washington, D.C., and additionally New Jersey.
The study even called the city of Waldo, in Alachua County, Florida, since one of the worst U.S. cities for speed barriers. Different towns around the nation the research described for speed barriers are really Floral Mound, Texas; Livonia, Michigan; Estelline, Texas; Winthrop, Washington; Bellevue, Iowa; and additionally Summersville, West Virginia.
The researchers utilized information from many government and other national sources, including the AAA Foundation for Traffic Your safety, Governors Highway Well-being Organization, State Highway Traffic Your safety Governing administration, plus the U.S. Census Bureau.
Visit Florida Insurance Quotes for more info.
It may be time for you to be switching auto insurance or if you are a new driver to get it for the first time. Like any savvy consumer though you don’t want to take your first option but instead you want to a little shopping and find out what your best deal and what is perhaps the best company for your particular needs. Not everyone is going to be driving a ferrari and it helps to compare auto insurance in Florida since in this state it tends to be a quite a bit more expensive.
One such service that is useful to you when comparing auto rates is something like floridainsurancequotes.net which is going to allow you to compare rates of different companies based on your current automotive condition. When getting a quote it is important to know the make and model of your car as well as the milage on the vehicle. All these things can play a factor in how much you pay and could also help you maybe narrow down a decision on what type of coverage or price you’d be willing to pay. If you are driving a 300,000 mile Kia Sorento you might not wish to opt for the the full coverage but if you are driving something like 1973 Corvette Stingray you may want to consider this. The make, model and condition of the car can determine the value and how much you would maybe want to insure it for.
Another thing that can play a factor in how much you pay for coverage and something to take note in while doing your comparisons is where you live. Where you live can determine how much you pay. Whether you live in the suburbs or a dangerous city or something in between prices can fluctuate. If you hold dual residency in other states than it might be in your best interest to have your vehicle registered in an area where car insurance is cheaper. However, if you do this it will probably be required for you to have your driver’s license registered in the state as well. So if you are a snowbird and come […]
There aren’t too many people out there excited to pay their automobile insurance each and every month.
However, that’s just part of the bitter pill that we have to swallow when we own a vehicle and want to drive it out on the open road. Not only is it a part of being a responsible driver, vehicle owner, and community member, but it’s also a big part of the legal operation of your vehicle.
At the same time, you don’t have to spend an arm and a leg when it comes to auto insurance rates in Florida. You should be able to find a number of rock-bottom auto insurance policies that are priced for just about any budget without too terribly much headache or hassle.
But the real question is, can you trust that kind of coverage?
It’s not just about price, but more about value
The first thing that you should be focusing on when looking for the best auto insurance rates in Florida is not who can offer you the lowest possible price out there, but the insurance company that gives you the best possible value for your investment.
And make no mistake about it – paying slightly higher auto insurance rates in Florida and you could get elsewhere (but getting more coverage for that extra bit of money) is most definitely an investment. It’s all about the value of your policy.
After all, at the end of the day, a policy that you pay $25 a month for but have absolutely no coverage or benefits if you get into a bit of a pickle isn’t worth nearly as much as a policy you pay twice as much for but covers you completely and comprehensively from bumper to bumper.
Make sure that you read the fine print
Secondly, you need to make sure that you are reading all of the fine print to your insurance terms of agreement, before you lock into the cheapest auto […]
No one likes paying a lot for car insurance, but insurance is a requirement if you want to operate a vehicle in the state. Smart consumers often get additional riders on their policies to cover them for additional risks and get higher coverage amounts. It’s important to remember that FL car insurance quotes are only good if you accurately describe the type and amount of driving you’re planning on doing. If you misrepresent your driving habits, even unintentionally, you may end up voiding your insurance and incurring big liabilities with no insurance payout to cover them. The most common way to run afoul of car insurance requirements is to use your car for commercial purposes while only carrying a standard driver’s insurance policy.
The Difference Between Personal And Commercial Driving Isn’t Always Clear
It’s an easy mistake to make. There’s a gray area between normal car insurance policies and commercial insurance policies, and it’s possible for a driver to start using their car to do commercial driving without even realizing it. If you are a self-employed person, for instance, there are limits to how many miles a day you can drive your personal vehicle for work before it’s considered a commercial vehicle. If you’re transporting others for work more than occasionally, you might void your policy entirely.
Letting Others Use Your Car For Business Is A No-No
There are many other situations like these that call for discretion when dealing with the type of auto insurance you carry. Let’s say you start making deliveries on a regular basis. That will probably be a red flag for your insurer, so it’s best to check with them before you begin delivering things for a part-time or full-time job and use your personal vehicle to do so. In addition, if you allow others to use your […]
If you’re like many Florida drivers, you’re trying to save money on your car insurance bills. Car insurance rates for Florida drivers are some of the highest in the nation, with an average policy amount of over $3000, while states like Idaho or Maine pay barely a third of that. While shopping around from one insurance company to another can be time consuming, it’s worth the effort if you find the right policy at the best price. There’s one method of getting the lowest Florida car insurance quotes that many consumers overlook. Try bundling your insurance policies together to save even more.
Bundled Insurance Saves Money Effortlessly
If you’re a homeowner in Florida, and are also in the market for car insurance, consider contacting your insurance agent and asking if there are discounts for bundling two or more policies together. Many insurers in the Sunshine State offer policies for both types of insurance, and most will be pleased to offer a discount in order to get you to sign up for both types.
Florida Doesn’t Lead The Nation, But Still Offers Substantial Discounts
While Florida isn’t at the forefront of discounts for bundled insurance policies, it’s still possible to save a lot of money on your consolidated insurance bill. According to a recent study, residents of Louisiana can save the most on their insurance by bundling home and auto policies, over $500 per year on average, which works out to close to 20 percent. Other states that offer big savings include Oklahoma, Texas, Mississippi, Alabama, and the District of Columbia. Florida is ranked 50th out of 51 states and the District of Columbia, but on average you could still save close to $150 per year, which is almost 5 percent. Since these saving require nothing on your part, and they don’t diminish the amount or limits of your coverage in any way, they’re a no-brainer for the […]
Florida is one of the most popular states in the nation for people looking to relocate. With its sunny weather, inexpensive real estate, easygoing people, and vibrant job market, Florida attracts lots of tourists and businesspeople, and many people who visit decide to make the Sunshine State their home permanently. Florida is famous as a place for retirees to call home as well, and that can lead to culture shock for many people that find themselves unfamiliar with the laws and customs of Florida after living for many years elsewhere. Automobile insurance in Florida is one of the things that are done differently than in many other states, so it’s important for new residents and retirees to understand the differences between automobile insurance where they’re coming from and in Florida.
Florida Is A No-Fault State
Florida is a so-called no-fault state. There are only eleven other states that have no-fault laws: Massachusetts, Michigan, New York, Pennsylvania, New Jersey, Kentucky, Kansas, Minnesota, North Dakota, Hawaii, and Utah.
Drivers from the other 38 states may not be familiar with no-fault insurance. Florida no-fault insurance means that if you’re into an accident, the policy will pay for the medical bills up to the policy’s limits, no matter who actually caused the accident. The minimum limits for this entry-level Personal Injury Protection, or PIP, are $10,000. Unlike many other states, this PIP not only covers members of your household that are riding in the car with you, it covers your children when they are riding on a school bus, and you while you’re riding a bicycle or even walking on a sidewalk. Your PIP also covers you when you’re riding in someone else’s vehicle.
In addition to no-fault Personal Injury Protection, drivers must carry an […]
Even though its policies are similar to that of different states, Florida is a state with different standards when it comes to their car policy. As a state with a large tourism industry, in addition to its penchant as a popular retirement destination, Florida is home to many unique policies that suit any traveler, resident or senior looking to relocate.
Auto insurance in Florida
Florida auto or car insurance is perhaps the most important type of coverage you can get in FL, besides health insurance.
Many, if not most, people in FL usually drive from place to place, as the very nature of the state enables them. Thanks to this, it’s important to research the type of policy you can get in Florida and the driving laws already in place. Most people, however, want to know if they can find cheap car coverage in Florida.
Finding cheap coverage in the state is as simple as looking for online for Florida insurance quotes. In addition, there are a few certain factors that make buying a policy in Florida surprisingly cheaper.
One of these factors is known as no fault insurance. This type of coverage greatly ‘reduces the liability of at-fault drivers.’ This means that, in the case of an accident, the company will pay compensation out to victims fast and on the behalf of the at-fault driver covered by their plan, helping them avoid costly litigation in most cases.
As a result, a no fault policy actually helps providers within the state of Florida sell policies with lower premiums. In fact, many providers that sell within Florida offer their premiums […]
When do you have too much or too little auto insurance? If you are a resident of Florida there is only so little you can get by without. Florida is a no-fault insurance state. By this it is meant that if you aren’t insured, you are breaking the law. Let’s take a look.
The current minimum Personal Injury Protection (PIP) coverage will address claims of up to $10,000 less any deductible you may have. Coverage includes up to 80% of reasonable medical expenses, 60% of any wages lost due to an accident, and $5,000 in death benefits
The other classification of mandatory auto insurance is Florida Property Damage Liability. Used to replace property that you damaged as a result of an auto accident PDL will cover up to the terms and conditions you have selected.
Should you be convicted of a DUI you also are required to purchase a $100 thousand worth of coverage per person and $300 thousand dollars per incident coverage for Bodily Injury Liability (BIL).
While Florida has attempted to both clarify and make easier the auto liability insurance process, for many it remains a difficult road to travel. One of the big questions that arises is this: are there ways to save money when looking to purchase Florida auto liability insurance?
This is a question where there’s no clear yes or no answer available. There are too many variations in coverage to consider. It is probably easier to tell you that your ability to save money is directly linked to the choices and needs you have in your coverage.
Here are some areas of consideration that can save you a few dollars in premiums here and there.
- Amount of deductible
- Type of vehicles covered
- Number of miles driven
- Location of driving
- Special discounts
How do you know if you need to purchase a commercial auto insurance policy? There are some businesses that require you to have a commercial policy and some that you can still get by with just your personal coverage. If you work as a self employed business person, only work part time, don’t drive over 100 miles per day and don’t use your vehicle to transport others, you may be covered by your personal coverage. These jobs may include social workers, various party plan independent consultants, home health care workers, etc.
Your personal policy will not cover your vehicle when you start using it solely for business purposes like making deliveries, allowing other drivers to use your vehicle for business reasons, transporting others for business purposes or using it for other business related uses. That’s when you need to get commercial auto that will allow for higher liability coverage for you and your employees, and additional vehicles.
When you get a commercial auto policy you will have greater liability coverage as well as additional protections not covered by a personal policy. Commercial coverage will cover you and any employees you may have when driving other vehicles, even if they aren’t owned by your company. It can also have options for covering additional items that may be lost or destroyed in an accident as long as they are business related, like tools, for instance.
Benefits of Florida Commercial Auto Insurance
A commercial policy protects your business in several ways. If you have employees driving business vehicles, you are liable for any accidents they cause or are involved in. You will be responsible for paying their medical bills, cover their lost wages and any other expenses related to the accident. If you don’t have coverage, your […]
Frustrated by a latest court conclusion temporarily blocking element of Florida’s no-fault automotive insurance legislation reformed final 12 months, state lawmakers are considering scrapping the overall legislation. Current proposals might reinstate up to a tort system and additionally mandate which every motorists buy physical injury coverage.
Florida 2nd Judicial Circuit Court Judge Terry Lewis recently supplied a short-term injunction against components of final 12 months individual injury coverage (PIP) reforms that maximum medical benefits for non-emergency damages and also exclude acupuncturists and also massage therapy therapists from treating accident victims.
Florida Senate Banking and also Insurance Committee Chair Bill Simmons (R-Altamonte Springs) mentioned the injunction, and that is presently being appealed, is creating doubt in the marketplace. Because an outcome, he said, it is time for the Legislature to think about whether the says private injury coverage legislation stays a worthwhile form of car insurance.
“If you have been here long at all you have dealt using this factor every various or perhaps five many years with the scene which next time indeed there ain’t going to be any sort of upcoming time,” said Simmons, adding that final working years reforms were “as good a method as is possible for a system that is bleeding profusely.”
Simmons is proposing which the current no-fault law which calls for drivers to carry $10,000 in PIP coverage feel changed by one which calls for racers to have $ten,000 in home damage and additionally $twenty-five,000 in bodily injury coverage per person for an utter of $50,000 every occurrence.
Agents granted tentative help but expressed concerns over overall cost along with the possible consequences of moving up to a tort system.
Michael Carlson, executive manager of […]
Here comes a million dollar question for you. What is the best auto insurance in Florida? Before we go there, let’s step back for a moment to gather some important information that may help determine your choice.
First, best is a relative term. Every Florida insurer will claim to be the best, if you never need it. The focus of any answer will depend on you and your particular needs. If you can afford top-of-the-line coverage there is a company or even companies that will cater to your specific needs. On the other hand, if you are someone with an 8 to 5 job, can’t afford the very best in auto insurance, and have a pretty decent driving record you might find yourself better served by a different company than our first example.
Going to the other end of the scale, if you need coverage, just graduated high school, are a male who has never had coverage before your needs are going to be entirely different as well. What follows is a simple process you can use to answer this question for yourself.
Prepare yourself: This means doing some online research into what Florida requires in coverage from you, which firms offer the type of coverage you need, and of course your budget.
Apply the information: Information is only as valuable as how you use it. If you have done your research you should have a pretty good idea of what kind of coverage you should have and who provides that kind of coverage
Get a quote: Once you have narrowed your choices down, fill out our form and get a free quote. This is not only a simple courtesy, but as your policy needs changed it is important to have an agent that keeps you in the loop. In many instances it is your agent that becomes your advocate in case of an accident.
When it comes to automotive coverage, there will always be a lot of questions to answer and concerns to address ( which must be taken care of on an individual basis, of course ). Likewise, each state has its own unique rules, regulations and considerations to take note of before actually purchasing a policy. The same exact sentiment should also apply to what kinds of policy specifics each individual person (or their whole family will) ultimately need as well. In the state of Florida, there are obviously lots of great options for the discount seeker, including a number of companies that specialize in catering directly to the budget-minded.
What to look for in a Florida automobile policy
First and foremost, Florida state law requires car owners and operators to have minimal coverage. This essentially entails covering property damage as well as personal injury. Moreover, Florida is a no-fault state which means that it’s up to the providers to pay for medical costs in the event of an accident. While this might not seem important now, it could end up being very critical finding discount auto insurance in Florida, especially if you end up choosing a provider which is known for denying lots of accident claims and so forth.
The bare-minimum requirements are as follows:
- $10k of property damage liability (PDL)
- $10k of no-fault or personal injury protection (PIP)
Those are just the basics, what you need to legally be out driving around and so forth.
Naturally, when you live in a state that requires you to buy it, there are lots of options in addition to some corporate competition. In effect, this helps to keep rates for the discount-minded companies lower, thereby passing the savings on to the consumers. Because of this, it is advised […]
Just about everyone owns a car these days or is working to buy one. Without transportation, your options in life are very limited. However, you need more than just a car and gas to get where you’re going in Florida. While having coverage for your vehicle is always a good idea, in Florida it’s mandatory. If you get behind the wheel of your car without car insurance, you’re violating the wall and a mere speeding ticket can quickly turn into a much, much bigger problem. That being said, there are countless auto insurance companies in Florida to choose from, so consider the following advice to make sure you pick the right one.
Visit the Florida Department of Insurance Site First
Just like every other state in the country, Florida’s government maintains its own website. There you can find things like the ratio of complaints different companies have suffered. While every company is going to have a complaint or two, a high ratio should be taken as a warning about how bad their customer support is.
Visit an Auto Body Mechanic
Few people think to speak to their local mechanic about auto insurance companies in Florida, but it’s one of the best choices you can make in your decision making process. It helps if you have a personal relationship with one, but many mechanics will find it cathartic to talk about automotive companies they’ve dealt with.
Mechanics are such a great source because their body shops need to work hand in hand with companies when cars get damaged. So they know who pays out the most, who is quickest with these payouts and who uses the best parts. This is all very important information you’ll want to consider and chances are they’ll have plenty more to pass on.
Check with J.D. Power […]
Every time you drive your vehicle you are exposing yourself to risks on the road. There are road hazards, weather hazards and the biggest unknown of all other drivers. We all do our best to avoid road hazards but there are times when your car is damaged from hazards encountered on the road. We can avoid driving in weather hazards like hurricanes since we are giving adequate time to prepare and protect our vehicles but what about sudden storms that spring up? You will want to make sure you are covered in the event that weather hazards cause damage to your vehicle. The biggest risk of all is from other drivers who are on the road at the same time. Drivers could be distracted by passengers or talking on cell phones and not paying attention to the road. Florida auto insurance requirements have been established to deal with all these situations and make sure the driver and vehicle are protected in the event of an accident.
No fault coverage in Florida
The state of FL is considered a no fault state. No fault means that it does not matter who is a fault in an accident that the provider will pay for the damages up to the policy limits.
There are minimum Florida automotive requirements that every driver and vehicle registered in the State of FL must meet. The first requirement is that every single vehicle registered in the state must have coverage at all times. This means that even if you are only a seasonal resident of the state and your vehicle goes into storage for part of the year that you still must maintain current coverage on that vehicle. There are fines if coverage lapses and these fines go up in increments for each occurrence. When you purchase a policy in the State of FL the company will notify the state of coverage or if coverage lapses. The state will then notify the driver that […]
There are many so-called seasonal conditions that are applied to different policies, turning them into policies that are appropriate for different seasons of the year.
Boat, motorcycle and even home policies can harbor parameters that correspond to different times of the year. So, if you boat during the summer, your provider may have coverage options to keep you, your boat and any third parties insured during that season.
When it comes to auto insurance, such policy options might not be so clear. After all, auto coverage is a legal requirement across the country for drivers, so it’s not like drivers don’t always drive throughout the year. Since you have to get auto insurance anyway, it’s best to get in touch with your auto insurance provider to make sure that you have good coverage throughout the year.
Auto insurance – coverage by the month
Auto or vehicle coverage is a legally required insurance policy for drivers new and old. This insurance policy is designed to protect various types of road vehicles using enough financial coverage for physical damage (to and by the vehicle) and bodily injury (to the driver or any third party), which may stem from traffic-related collisions.
An auto policy also handily protects drivers and their vehicles against any liabilities that may rise from said accidents, preventing them from taking on harrowing out-of-pocket costs from legalities.
If you’re new to shopping for a Florida auto insurance policy, you probably have the impression that it’s better to buy ‘as much auto insurance as you’re going to need.’ The thing is that, unlike policies like life insurance, you need to have car insurance at all times. If you don’t, you could face legal prosecution for just driving an […]
Living in Florida chances are you own a car. Unlike many other states with extensive transportation systems, Florida is one of the few states where driving is the norm. And as a car owner and driver, you’re probably quite familiar with the way car insurance in Florida works. You may know, for example, that Florida is one of the few “no fault” states. What this means is that if you’re in a car accident and suffer bodily injury, your policy covers medical expenses up to a certain amount whether the accident was your fault or not.
You are probably also aware that car insurance in Florida is mandated by law and that the minimum requirements are not as high as in some other states. Florida law requires a policy coverage of at least $10,000 for personal injury and $10,000 for property damage. In other states these could be much higher and may include other requirements.
While, you may be quite familiar with the law and minimum requirements and may even have added additional coverage, you may have a teen in your household who may be getting close to becoming a driver. Now it’s time to think about protecting your child while taking advantage of some of the many discounts out there.
The thought of having your child become a driver can be really nerve wrecking. Enrolling your teen in a safe driver program will not only provide some peace of mind for you as a parent but some companies may reward you for it with a discount. Another way to get some savings is if your child is a good student. And this is not just for high school students. Students under the age of 25 who maintain a B average are eligible for the good student discount.
How much or how little your teen drives may be another factor in the price you pay. And as your child graduates high school and […]
No two states in the United States are identical when it comes to auto ins laws. It’s very important to fully understand the Florida auto insurance laws when you purchase a policy so that in the event of an accident or a traffic stop that you are fully protected in following all appropriate laws when you are driving in the State of FL.
Minimum Florida auto insurance law requirements
At the bare minimum all drivers must carry the following coverage to meet the minimum requirements. Drivers must have bodily injury coverage of at least $10,000 for single drivers and for two or more people the coverage requirement is $20,000. In addition to bodily injury coverage all drivers must have at least $10,000 liability coverage for any property damage. Additional requirements come into play when there are DUIs, accidents or if a driver’s license has been suspended.
FL Car Rental requirements
Renting a car means that driver must still meet the minimum requirements. Florida auto insurance laws still apply to rental vehicles. When renting a car in the State of FL each renter must make sure that they have the minimum coverage still either by buying from the rental car policies or have a rental car rider on their personal policy.
FL penalties for no coverage
The State of FL clearly outlines the requirements for what is required. If you let your policy lapse then the state can suspend your driver’s license. When your driver’s license is suspended this also means that your vehicle registration is suspended as well. There are penalties that must be paid before both can be reinstated so it is important to make sure there are no lapses in your policy if you reside in the State of Florida.
Florida’s no fault laws
If you drive in the […]
Category: Auto Insurance